Women Micro And Small Business Sustainability In Malaysia Through Microcredit

Al-Shami, Samer Ali Hussein and Abdul Majid, Izaidin and Abdul Rashid, Nurulizwa and Abdul Raheem, Hayder Adil (2019) Women Micro And Small Business Sustainability In Malaysia Through Microcredit. International Journal of Recent Technology and Engineering (IJRTE), 8 (1S5). pp. 70-74. ISSN 2277-3878

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Abstract

Micro and small enterprises sustainability. An explorative case study was conducted through semi interviews with 22 of women borrowers who received loan from Amanah Ikhtiar Malaysia (AIM) since three years in Selangor. We find that the majority of women who received loan three years ago have successfully operated their micro and small enterprises. However, they still suffer of sustainability and the majority of them still in the infant stage. There are many causes that affect the sustainability of women micro and small enterprises such as lack of product diversity and the inflexible of the implementation process of loan disbursement and repayment. Therefore, re-innovate AIM product as well as process is an important factor for women small business sustainability. In addition, control market competition and protect micro businesses is another important factor towards sustainability.

Item Type:	Article
Uncontrolled Keywords:	Malaysia, Micro business, Microcredit, Sustainability, Women
Divisions:	Faculty of Technology Management and Technopreneurship
Depositing User:	Sabariah Ismail
Date Deposited:	04 Aug 2020 10:20
Last Modified:	04 Aug 2020 10:20
URI:	http://eprints.utem.edu.my/id/eprint/24266
Statistic Details:	View Download Statistic

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