Is Religiosity An Important Factor In Influencing The Intention To Undertake Islamic Home Financing In The Klang Valley?

Syed Shah Alam and Janor, Hawati and Jano, Zanariah and Che Wel, Che Aniza and Nilufar Ahsan (2012) Is Religiosity An Important Factor In Influencing The Intention To Undertake Islamic Home Financing In The Klang Valley? World Applied Sciences Journal, 19 (7). pp. 1030-1041. ISSN 1818-4952

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Abstract

The paper is intended to determine whether religiosity is an important factor in influencing the intention to undertake Islamic home financing in Malaysia. A consumer survey comprised a sample of 300 Muslim respondents from various range of age and income group resided mainly in Klang Valley areas. A conceptual framework is constructed based on Ajzen’s [15] Theory of Planned Behaviour (TPB) and research hypothesis are developed in order to focus attention on sets of factors that influences intention to use Islamic home financing in Malaysia. The findings indicated that religiosity had significant influences on the intention of Islamic home financing among Muslims in Klang Valley. In addition, this study also confirms that the TPB components namely attitude and perceived behavior are significant factors as well. Key words: Religiosity Islamic home financing Customer Islamic banking.

Item Type: Article
Uncontrolled Keywords: Religiosity, Islamic home financing, Customer, Islamic banking
Divisions: Centre for Languages and Human Development > Department of Human Development
Depositing User: Pn. Zanariah Jano
Date Deposited: 14 Nov 2012 10:14
Last Modified: 21 Jan 2022 10:45
URI: http://eprints.utem.edu.my/id/eprint/6408
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