Microcredit, Technology Adoption And Economic Development Of Rural Household

Jumbri, Isma and Mohd Nasir, Nabilah Najah and Mohamad Sharif, Sabri and Ismail, Albert Feisal and Zainuddin, Mohamad Zahir (2020) Microcredit, Technology Adoption And Economic Development Of Rural Household. International Journal of Human and Technology Interaction, 4 (1). pp. 59-69. ISSN 2590-3551

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Abstract

The main objective of this study is to investigate whether or not Amanah Ikhtiar Malaysia (AIM) microcredit has led to the technology adoption and increase of rural household economy, particularly in monthly household income of its participants. This study was conducted in Melaka on 200 participants. The findings of the study showed that the AIM microcredit had a significant impact on technology adoption and increased the participants’ monthly household income in Melaka. The findings suggested that AIM microcredit remained relevant and played a vital role in increasing rural household monthly income, inculcated entrepreneurship among women and reduced poverty. Therefore, the Malaysian government should enact the relevant policies and provide support to enhance the effectiveness and outreach of microcredit.

Item Type:	Article
Uncontrolled Keywords:	Amanah Ikhtiar Malaysia (AIM), Microcredit, Technology adoption, Economic growth, Poverty reduction
Divisions:	Faculty of Technology Management and Technopreneurship
Depositing User:	Sabariah Ismail
Date Deposited:	01 Mar 2021 16:15
Last Modified:	01 Mar 2021 16:15
URI:	http://eprints.utem.edu.my/id/eprint/24847
Statistic Details:	View Download Statistic

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